Water and Mold Damage Insurance Claims in Florida
Mold damage claims are typically covered by insurance policies if the mold formation was the result of some type of water peril, such as hurricanes or a pipe leak. Let KS Law Group, PLLC assist you through the claims process.
Dealing with Mold Damage in Florida
As harmless as water seems, a water incident is one of the most damaging things that can happen to a property. The extent of water damage is unfathomable as property damage begins to occur the moment that water floods throughout the house, which is always instantaneous.
Not only does water cause damage, but the remnants of water damage can cause additional issues. A water pool that soaks through the carpet and remains untreated could formulate into mold. Minor water drips and leaks that are left alone for a long time could also cause mold buildup. Property damage from hurricanes and other thunderstorms could also increase indoor moisture and cause mold outbreaks.
Additionally, Florida experiences high humidity meaning that mold and bacteria could appear out of nowhere. Any signs of water damage or mold must be assessed and treated immediately. Depending on the incident and the extent of the mold, insurance companies may try to open coverage only up to a certain amount or exclude any coverage altogether. Whether you have a mold limit in your policy or your insurance company denied you coverage, KS Law Group, PLLC is here to review the facts of your matter alongside your insurance policy so that we can together get a better understanding of your damages and your position against your insurance company.
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Let KS Law Group, PLLC review your insurance policy and walk you through the claims process. Our attorneys are experienced in water damage, mold claims, and first-party insurance litigation.
Dealing with Burst Pipe Damage and Other Water Damages in Florida
Most water damage claims in Florida involve burst pipes, leaking pipes, and other types of leaking appliances. Plumbing system problems are fairly common, however, many insurance companies use this to limit payouts and deny claims. Your insurance company might say the damage could have been detected and repaired sooner to avoid a more serious incident.
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Burst pipes and leaks aren’t always avoidable, even with regular plumbing system maintenance and inspections. Whether you are facing immediate damage or are looking at a denied claim, our attorneys are here to discuss the facts of your case with you. Let us review your insurance policy and walk you through the claims process so that you can get the compensation you deserve.
Our office might not be able to change what your insurance policy says or covers — especially if it excludes plumbing-related water damage or has a mold limit. But you can count on our legal team to do everything we can to put you in the best possible position when facing water damages.
Some insurance companies will require you to leave the damaged property untouched until an adjuster arrives for inspection otherwise, they might deny your claim outright. But you are also required to protect your property from further damage. Let our legal expertise work in your favor. Contact us today for a free consultation to discuss your property damages in further detail.
Why Choose KS Law Group, PLLC for Water and Mold Damage Claims
KS Law Group, PLLC has practical knowledge and first-hand experience with water and mold damage claims in Florida. You can count on our insurance law firm to make the claims process more convenient for you.
Our legal team is well-versed in first-party insurance litigation. KS Law Group, PLLC will analyze your matter to help you obtain the maximum benefits of your insurance policy and minimize the out-of-pocket costs of water or mold damage repair. You can also contact us if your previous claim was denied or underpaid as we are successful in assisting our clients to rectify wrongful claim determinations.
KS Law Group’s assistance isn’t limited to our attorneys and legal staff, though. We have a strong network of reputable water and mold remediation companies that provide emergency and effective water extraction and mold mitigation services.
Our firm also has strong ties with local contractors, engineers, and appraisers who can accurately identify the water-related and mold-related damages to your property, and specify what type of repair or replacement is necessary. These professionals can prepare a detailed account of the damages sustained to support your claim.
Let our legal office assist you with the claims process. We will answer all your questions about property damage, insurance policies, and previously filed claims. Don’t hesitate to share additional concerns about your water or mold damages as you may qualify for a free property inspection.
Contact us today for our free in-person and telephone consultations.
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KS Law Group, PLLC is a contingency-based insurance law firm that assists Florida clients with water and mold damage claims. Let’s secure your insurance benefits today.